Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love. We offer affordable monthly payments at a pace you choose—usually 3, 6, or 12 months— example of a loan is also included on your page. For example, "on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR." This Month of March 0% APR . From day one, you know how long you'll pay, and you know how much you'll pay because we never charge late fees or other hidden fees.

Affirm products

Installments over 3, 6, or 12 months

you can choose Affirm as a payment method during checkout and seamlessly apply for a loan to pay for your items right then. You can choose to spread your payments out, typically over 3, 6, or 12 months (or more), to pay for your purchase with manageable payments that work with your budget.

4 interest-free payments

Depending on the merchant and your order value, you can make 4 equal payments, every two weeks, so you pay your purchases off quickly with no impact on your credit.

Your rate will be  0% APR  based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners

Loans through Affirm are made by Cross River Bank, Member FDIC; Celtic Bank, Member FDIC; or Affirm Loan Services, LLC.